Proposal Infographic

Default scenario

Single year Cumulative

Year

1 · Remove the Cap

— Additional one-year contributions Fixed wage-worker pilot

2 · Allocate and Invest the Reserve

—Blended assumed return

Cash—16.67% at 2.5%— return— rebalance

Bonds—33.33% at 4.0%— return— rebalance

Equities—50% at 7.5%— return— rebalance

Investment return—

3 · Principal Returned

— In — — pilot workers

Pilot reserve waterfall

What remains after the displayed payouts?

Opening reserve + contribution + return − payout

Opening reserve—

Contributions—

Investment return—

Payouts in ——

Closing pilot reserve—

Remaining after the selected payout period; this is not a solvency estimate.

Fixed annual returns are compounded at constant rates for a simplified demonstration. The model includes no volatility, fees, inflation, taxes, mortality, or changing asset assumptions and is not an actuarial forecast.

What remains after the displayed payouts?

Edit assumptions

An invested reserve built from wages above the cap

Investment buckets